Auto

Winter in Ohio brings challenging road conditions that can make driving risky. Here are some essential tips to help you stay safe behind the wheel during the colder months. Prepare Your Vehicle for Winter Before winter weather arrives, it’s essential to check if your vehicle is ready for the season. We recommend the following: Inspect your tires for proper […]

Your credit score significantly affects many aspects of your life, including your auto insurance rates. While it may seem unrelated to your driving habits, insurers often use credit-based insurance scores to help assess your overall risk as a policyholder. At 1st Choice Insurance Group, we will help you understand how your credit score may affect […]

Understanding the factors influencing your car insurance premium can help you make informed decisions and save money. Insurance companies consider various elements when calculating premiums, each playing a role in determining the cost of your policy. Driving Record and Experience Your driving record is one of the most significant factors affecting your car insurance premium. […]

In Ohio, maintaining financial responsibility is crucial for all drivers. This requirement ensures that individuals can cover damages and injuries resulting from traffic accidents. One way to meet this obligation is through financial responsibility (FR) bonds. These bonds serve as an alternative to traditional auto insurance, particularly for those who may face challenges in obtaining […]

Summer is the perfect time for road trips, whether heading to the beach, exploring national parks or visiting family and friends. Before you hit the road, ensure that your car and insurance coverage are in top shape. Check Your Car’s Condition Before embarking on a journey, it’s crucial to perform a thorough inspection of your […]