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Home » Auto Insurance in Fairfield, OH

Auto Insurance in Fairfield, OH

Auto insurance can help provide essential financial protection and can be used to meet applicable financial responsibility laws in Ohio. Contact 1st Choice Insurance today to start building your car insurance policy.

What Is the Minimum Auto Insurance Coverage Required by Law in My State?

Like several states, Ohio requires drivers who secure auto insurance to meet its financial responsibility laws to maintain minimum amounts of auto liability insurance. This coverage may help pay for third-party injuries and property damage, up to the policy’s dollar limits.

If you finance or lease your car, your lender or leasing company may require full coverage, including comprehensive, collision and guaranteed asset protection (GAP) insurance.

What Is Comprehensive Auto Insurance and What Does It Cover?

Comprehensive auto insurance may help cover damage to your vehicle due to accidents and incidents that are not collisions.

Depending on your policy, your comprehensive auto coverage may help pay damage due to the following:

  • Rollover accidents
  • Hitting an animal on the road
  • Fire
  • Theft
  • Vandalism
  • Severe weather
  • Falling objects

What Types of Coverage Are Typically Included in Auto Insurance Policies?

Auto insurance policies typically meet your state’s minimum liability requirements. You can tailor your coverage to include more than the minimum required liability insurance. For example, you can also cover your vehicle with comprehensive, collision and GAP insurance.

Depending on your situation, your agent may recommend adding optional endorsements to your auto insurance, including medical payments (MedPay) coverage and uninsured/underinsured motorist coverage.

Contact Us

Contact 1st Choice Insurance in Fairfield, OH, to learn more about your auto insurance options.