SR-22 in Fairfield, OH
High-risk drivers may be required to meet additional insurance requirements, such as filing an SR-22. At 1st Choice Insurance, we help Ohio drivers file SR-22 forms and meet auto insurance requirements for reinstatement.
What Is an SR-22? 
An SR-22 is not an insurance policy, but rather a certificate that your insurer files with the state to show you have the required auto liability coverage. You may need it if:
- Your license was suspended or revoked for serious traffic violations
- You were caught driving without insurance
- You need to reinstate your license after a DUI or similar offense
- You are required by a court or state agency to provide proof of financial responsibility
How Long Is an SR-22 Required?
SR-22 requirement periods can vary by state and your driving record. Generally, in Ohio, most drivers are required to maintain an SR-22 filing for approximately three years. If you do not keep your SR-22 active, your license may be suspended again, and your requirement period could restart.
How Much Does It Cost?
Filing an SR-22 may involve both direct and indirect costs, including:
- A one-time SR-22 filing fee, which your insurer may charge when submitting the form
- Higher insurance premiums, which can vary based on your driving record, coverage details and other aspects of your situation
What Happens if Your SR-22 Is Canceled?
If your SR-22 is canceled or your insurance ends, your insurer may notify the state. This can result in another license suspension or additional penalties or fees. You may need to file a new SR-22 and pay reinstatement costs to restore your driving privileges. Ask your insurer about costs before you start.
Learn More
1st Choice Insurance can help with SR-22 filings and answer your insurance questions. Contact us today for assistance or to learn more.